• Tel: 619-450-1554

  • Veterans Affairs

    • Buy a home with NO money down
    • 24-hour approvals
    • Lock in historically low rates
    • Free mortgage application
    • Refinance to lower your payments
  • Veterans and Active Military Qualify for VA Loans

    The VA loan is a great benefit for those who have served, or still serve, in the U.S. Military. Veterans and current military members, and their surviving spouses, may be eligible for the security and benefits of the VA loan.   AmeriPro Lending offers 15- and 30-year fixed-rate VA loans.

  • Buying a home with a VA loan

    • No down payment required
    • Qualify for up to $417,000 with our VA conforming loan limit
    • High Balance VA Loans up to $1,094,625
    • Less than perfect credit not a problem 
    • FICO scores as low as 550
    • Seller can pay your closing costs
    • No monthly PMI (private mortgage insurance)
    • Funding fee can be rolled into your loan
  • Refinancing with the VA loan

    • Refinance up to 100% of the value of your home
    • Cash-out refinance also available
    • Funding fee can be rolled into the refinance
    • Qualifying for a VA loan is a right you've earned as a veteran or service member.  AmeriPro Lending, will help you cut through the red tape to get your VA loan quickly and easily - we deliver!
  • Interest Rate Reduction Refinance Loan

    The VA Interest Rate Reduction Refinance Loan (IRRRL) lowers your interest rate by refinancing your existing VA home loan. By obtaining a lower interest rate, your monthly mortgage payment should decrease. You can also refinance an adjustable rate mortgage (ARM) into a fixed rate mortgage.

     

  • IRRRL Facts

    • No appraisal or credit underwriting package is required when applying for an IRRRL.
    • An IRRRL may be done with "no money out of pocket" by including all costs in the new loan or by making the new loan at an interest rate high enough to enable the lender to pay the costs.
    • When refinancing from an existing VA ARM loan to a fixed rate loan, the interest rate may increase.
    • You may NOT receive any cash from the loan proceeds.